At Costway.ca we offer various payment options:

• PayPal

• Bank Cards

• Klarna

• Affirm

Cards

We accept the following cards:

• Visa

• MasterCard

• American Express

• Discover

• JCB Card

Credit or debit card options will be available when checking out. We secure your card with the highest security and work with your bank card-issuer while we process your order.

We strongly encourage not to use gift cards or pre-paid cards for payment as they may cause problems if a refund is issued.

Verified by Visa & MasterCard SecureCode

Costway provides secure online payment methods. That’s why we've added an extra level of security for Visa and MasterCard payments, which protects you from the unauthorized use of your credit card. 3-D Secure technology consists of the programs Verified by Visa and MasterCard SecureCode.

When you choose credit card during checkout, a new window will appear, requesting your personal security code. Your financial institution will authenticate the transaction within seconds, as well as confirm that you are the individual making the purchase.

PayPal Pay in 4

Divide your purchase into 4 interest-free installments with PayPal Pay in 4.
How it works: When you choose PayPal at checkout, select the "Pay in 4" option. You will make the first payment today and the remaining three payments every two weeks.
Eligibility: Available for eligible purchases between $30 and $1,500 CAD.
No Hidden Fees: There are no interest charges and no late fees for Pay in 4 in Canada.
Safe and Secure: Your purchase is still covered by PayPal Purchase Protection.
For more details, please visit the PayPal Pay Later official page.

Affirm

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment. Select payment options may be eligible for repayment using credit cards; please review your credit card terms if used.
For example, a C$800 purchase could be split into 12 monthly payments of C$72.21 at 15% APR, or 4 interest-free payments of C$200 every 2 weeks.
Learn more: https://www.affirm.com/en-ca/how-it-works

Klarna - Buy Now, Pay Later

For support, please visit Klarna website.

Split your purchase into 4 interest-free payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time.

Please see payment terms.

How to shop with Klarna?

Add item(s) to your cart and head to the checkout.

Select Klarna at the checkout to pay as you like for your purchase.

Why has my payment been declined?

If you're having trouble paying with a credit or debit card, declined payments can be caused by one or more of the following:

Credit Card:

- The name and address of the card holder do not match the billing details. Make sure that all details, such as the card number, expiration date, and CVV code, are entered correctly, and check that the name and billing addresses are exactly as they appear on your card statement.- We require a credit or debit card issued by a Canada & U.S. based bank or financial institution or your card is not authorized for international payments (Costway.ca and all transactions are carried out in Canada & the USA).

- Your card has reached the limit for internet transactions.

- The transaction page has timed-out.

- Leaving the page before finishing the check-out procedure.

PayPal:

- The transaction page has timed-out.

- Leaving the page before finishing the check-out procedure.

- Your PayPal account has insufficient funds or is not linked to any secondary option like a bank account or a credit card.

Please contact PayPal for detailed questions concerning your PayPal account.